Take some time to learn about the agent and determine that he/she is competent, able to communicate directly and honestly with you, and can answer your questions openly. So what questions should you be asking, and when do you start? We say fire away as soon as you can, on the phone or in person or on the web, whenever you’re first making contact. Here are a few essential questions:
Do you work full-time at real estate?
Can you help us find the right loan officer and loan program?
Do you have enough time available to meet our needs?
Are you familiar with the areas we are interested in?
And the agent will likely have some questions for you, such as:
Have you already been pre-qualified by a loan officer?
Have you already been working with a Realtor?
What areas and type of home are you looking for?
If the answer to the agent’s question #1 is no, then the agent should suggest several loan officers who will be able to pre-qualify you right over the phone, so when you meet again you will know just how much you can spend on a home.
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